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How do I use instant finance?

It's simple! Just add the products you want to your basket and click the "Checkout" button in your basket. Go through the checkout process and tick the "Finance" option under "Select Your Payment Method". You can then choose which finance term you'd like to apply for, and change your deposit if you wish.

At the end of the checkout you'll be taken to the V12 Finance web site. This is where your finance application is processed. Assuming your application is accepted you'll be able to place your deposit and confirm your order right there.

Then, your order will come through to Andertons and we'll send you the goods. Get approval before 3pm and we'll send your order out the same working day (stock permitting) for next working day delivery!

Who can apply for finance?

You must: spend over £300, be at least 18 years of age, have been a UK resident for 3 years or more, be able to make repayments by Direct Debit, be in regular employment (minimum of 16 hours per week) including self-employment, or in permanent residence with your partner who is in regular employment. If you are retired and receive a pension or registered disabled and unable to work, V12 Retail Finance may ask for proof of sufficient income.

Buy Now Pay Later

If you choose one of our Buy Now Pay Later options, you can choose to pay in full before the end of the initial, interest-free term in which case you will pay a small settlement fee (£29 or £39 depending on which BNPL option you choose) to end the loan agreement before the interest bearing period begins. If you instead choose to pay monthly, the loan will incur interest at the rate advertised. After this point you are free to settle the loan at any time without a settlement fee. Please refer to the representative example above for detailed information.

Andertons Music Co's Registered Office: 58-59 Woodbridge Road, Guildford, GU1 4RF. Andertons Music Co. acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Andertons Music Co. is authorised and regulated by the Financial Conduct Authority. Credit provided subject to age and status.