How do I use instant finance?
It's simple! Just add the products you want to your basket and click the "Checkout" button in your basket. Go through the checkout process and tick the "Finance" option under "Select Your Payment Method". You can then choose which finance term you'd like to apply for, and change your deposit if you wish.
At the end of the checkout you'll be taken to the V12 Finance web site. This is where your finance application is processed. Assuming your application is accepted you'll be able to place your deposit and confirm your order right there.
Then, your order will come through to Andertons and we'll send you the goods. Get approval before 3pm and we'll send your order out the same working day (stock permitting) for next working day delivery!
Who can apply for finance?
You must: spend over £300, be at least 18 years of age, have been a UK resident for 3 years or more, be able to make repayments by Direct Debit, be in regular employment (minimum of 16 hours per week) including self-employment, or in permanent residence with your partner who is in regular employment.
Buy Now Pay Later
If you exercise the buy now pay later option before the end of the non-payment period (deferred period) shown in the agreement, the amount of credit repayable will be the cash price of the item/s, minus the deposit you paid, plus the settlement fee, but you will pay no interest.
If you have not paid this sum in full by that date, interest (at the rate specified above) will be charged from the date we told you your agreement was live.
Should you make a payment during the deferral period, not only will this reduce the amount of interest charged on the remaining balance at the end of the deferral period but it will reduce your monthly repayment over the contracted repayment period. A letter will be sent to you confirming your new monthly repayment.
Please refer to the representative example above for detailed information.
Read More About Online Finance
Andertons Music Co's Registered Office: 58-59 Woodbridge Road, Guildford, GU1 4RF. Andertons Music Co. acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Andertons Music Co. is authorised and regulated by the Financial Conduct Authority. Credit provided subject to age and status.
