To help make purchases as easy as possible, Andertons Music Co offers a range of great finance packages on all of the products we stock. You can choose from any of the finance packages below (subject to terms & conditions) & even use our handy loan repayment calculator to see exactly what the monthly costs of your purchase will be.

9 MONTHS 0% FINANCE (max loan £2000)
18 MONTHS FINANCE AT 18.5% APR (max loan £5000)
24 MONTHS FINANCE AT 18.5% APR (max loan £5000)
36 MONTHS FINANCE AT 18.5% APR (max loan £5000)
48 MONTHS FINANCE AT 18.5% APR (max loan £5000)

PLEASE NOTE, THE MINIMUM LOAN AMOUNT FOR ANY FINANCE AGREEMENT IS £200.

If you would like to see just how little your monthly repayments could be please fill in the simple repayment table below & choose the payment term you want.

This is not a commitment to purchase or an application for credit - we're just letting you know what the monthly payments will be.

If you are happy with the monthly installments & would like to go ahead & apply for the loan, then scroll a little further down the page & fill in the credit application section. Regardless of whether you are accepted for the credit or not, there is still no obligation to purchase at this stage. Once the credit has been processed one of our sales team will contact you to let you know what the next steps need to be if you want to go ahead & purchase the items. If you prefer you can call us & we can process this application for you over the phone, or you can come into the store & we'll process the application while you wait.

0% Finance Example
Our 0% finance offer enables you to borrow between £200 & £2000 & repay over 9 months with 0% interest. Eg, Purchase something for £1000, pay a £100 (equal to 10%) deposit & then make 9 monthly repayments of £100 per month. That‚s a repayment total of £1000 & the APR is 0%. If the goods you wish to purchase cost more than £2000, then as long as the deposit you pay upfront brings the balance down to £2000 or less we can still offer the 9 months 0% finance.

18.5% APR Example
A typical example of a 18.5% APR loan would be, purchase price £1000, deposit £100, amount of credit £900, 24 monthly repayments of £44.55. That gives a total repayment of £1169.20, APR 18.5%

Please fill in the following information and click the submit button when you've done this.

Don't worry, this is still not a commitment to purchase, we're just going to check that your credit application is accepted by MifCo (The Musical Instrument Finance Company). We'll usually have an answer a few minutes after we put the application through and if approved we'll let you know and send you the credit forms to sign, or you can come to the store to sign the agreement. When you get the forms all you have to do, if you still want to go ahead with the purchase, is to sign them and return them to us in the envelope provided. If the loan is accepted & you sign the forms in store, you can take the goods away with you there & then.

Your initial deposit can be paid by credit/debit card over the phone on 01483 456733, or can be paid when you come to the store. Once we get the forms back we'll send you the goods within 48 hours, assuming they're in stock. If there are any reasons why we can't send the goods within 48 hours we'll contact you and you'll have the option to cancel the order. Your monthly repayments will be made via direct debit.

If you have any further questions please contact us on 01483 456733 or email info@andertons.co.uk.

YOU HAVE A RIGHT TO KNOW HOW MIFCO WILL USE YOUR PERSONAL INFORMATION.

Enquiries and Searches
The information you provide will be used by by MifCo ("We" and "Us") for the purposes of assessing your application and retained on our systems. We will also use a Credit Scoring or another automated decision-making system.

Where you are disclosing information about a partner you confirm that you are entitled to do so.

If you do not qualify for the loan applied for, or we believe that another product may be more suitable for you, we may pass your details to other divisions of the Bank or to companies approved by us who may offer alternative loan products.

We will search your credit record at one or more licensed credit reference agencies. They will add details of our search to your credit record.

Additionally, records relating to any partner may be financially linked to you and if so, will be assessed as part of your application.

We will also check your details with Fraud Prevention Agencies and if you give us false information, and we suspect fraud, we will record this with them. The records of Credit Reference Agencies and Fraud Prevention Agencies may be seen by other organisations which make searches in the future. These records may be used by them and us to help make decisions about credit and insurance facilities, for you and members of your household, to trace debtors, prevent fraud and money laundering and manage your accounts.

We may contact third parties, for example your employer or bank, to verify the application details you provide.

YOU HAVE A RIGHT AT ANY TIME TO STOP US FROM CONTACTING YOU OR GIVING YOUR DETAILS TO OTHERS FOR MARKETING PURPOSES. IF YOU WISH US TO STOP, YOU CAN EMAIL THE CUSTOMER SERVICE SERVICES DEPT AT MIFCO ON INFO@MIFCO.CO.UK. MORE DETAILS ON MIFCO CAN BE FOUND AT WWW.MIFCO.CO.UK